Why Flopay
Built for Guyanese businesses
Flopay is open to merchants of every size, with any local bank account, fast paperless onboarding and support from people who know your market.
Six reasons merchants choose Flopay
Wireless payments. Seamless business.
Secure, always-on data keeps sales flowing.
Every terminal has its own data SIM, so you can take payments at the counter, at the door or on the road.
Fast, reliable support
Friendly experts keep your business moving.
Reach a real person by WhatsApp, phone, video call or visit, Mon–Sun, 8 AM–9 PM.
Transactions into insight
Track sales and manage your day.
The merchant dashboard shows every sale, void and refund as it happens.
A small device with big capabilities
Visa and Mastercard certified.
A simple, sleek Android terminal with a built-in printer, for a reliable and secure experience.
Your bank account, our POS
No change to your banking relationship.
Flopay is bank-agnostic: funds go to the local account you already use.
No paper. No queues.
Sign up without stress.
Registration is online, paperless and quick. We come to you to install and train.
The Flopay difference
How Flopay compares with other POS providers in Guyana.
| Flopay | Other providers | |
|---|---|---|
| Bank account | Open to merchants with any local bank account | You must bank with the POS provider |
| Rates | Negotiable rates | Standard corporate rates |
| Who it’s for | Small and medium businesses welcome | Prefer big businesses |
| Sales tracking | Daily sales tracking dashboard | A static statement |
| Connectivity | Free data SIM, wireless and trackable | Wireless at extra cost, no SIM provided |
| Onboarding | Online registration, live in about 10 business days | Lengthy registration and onboarding |
| Support | Reachable by WhatsApp and phone, every day | Partial support in corporate hours |
What you stand to gain
A secure, convenient way to get paid that improves the shopping experience and gives you time back.
More sales
Customers often spend more by card than with cash, and you no longer lose the sale when they run short.
Loyal customers
Fast, secure payments give customers one more reason to come back.
A record that builds trust
Digital sales records help you track performance and can support loan or bank applications.
How card payments work
Every card payment has two steps: authorisation, when the customer’s bank approves the sale, and settlement, when the money moves to your account. Several parties take part, which is why there is a transaction fee.
- Your customer’s bank
The card issuer checks the card and funds and approves the payment.
- The card network
Visa or Mastercard carries the request between the banks.
- The acquiring bank
Demerara Bank, our sponsor bank, receives the payment for merchants.
- Flopay
We process the transaction and prepare your payout and statement.
- Your bank
Funds arrive in your account on the third business day.
As Guyana’s payment infrastructure matures, this flow will simplify and costs for merchants can fall.
What our merchants say
It’s quite simple to operate and really convenient for both merchant and customer. Great customer service as well.
Elegant Dazzles is committed to providing professionalism and convenience. Using the Flopay device has provided greater convenience for both our business and our customers.
It’s a great convenience to customers.
